Privacy Policy

We collect minimal information to provide our service:

- **Usage Data**: Anonymous analytics about how you use our calculator (pages visited, features used)
- **Device Information**: Browser type, operating system, and screen size for optimization
- **Cookies**: Essential cookies for site functionality and optional analytics cookies

We do NOT collect or store your calculation inputs (hourly rate, hours worked, etc.). All calculations happen in your browser.

We use collected information to:

- Improve our calculator and user experience
- Analyze usage patterns to add helpful features
- Ensure our site works properly on all devices
- Display relevant, non-intrusive advertisements

We use the following third-party services:

- **Google Analytics**: For anonymous usage statistics
- **Cloudflare**: For security and performance optimization
- **Google AdSense**: For displaying advertisements

These services may collect their own data according to their privacy policies.

We implement industry-standard security measures:

- HTTPS encryption for all data transmission
- No storage of sensitive financial information
- Regular security audits and updates
- Cloudflare protection against attacks

You have the right to:

- Opt out of analytics cookies
- Request information about data we hold
- Request deletion of any personal data
- Contact us with privacy concerns

Our service is not directed to children under 13. We do not knowingly collect information from children.

We may update this policy periodically. We will notify users of significant changes by updating the "Last Updated" date.

For privacy-related questions, contact us at contact@over-time-calculator.com